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Top 10 cost of occupational therapy per hour That Will Change Your Life

Below is information and knowledge on the topic cost of occupational therapy per hour gather and compiled by the nhomkinhnamphat.com team. Along with other related topics like: Private pay occupational therapy rates, Occupational therapy cost per session, Occupational Therapy fees, Average cost of Occupational Therapy school, Occupational Therapy reimbursement rates, How to get insurance to pay for occupational therapy, Pediatric occupational therapy rates, Occupational Therapy salary.


Occupational Therapy Costs – Westside Children’s Therapy

Occupational therapy is usually a 1-2 times per week service. Insurance companies will typically cover the majority of these weekly pediatric occupational therapy costs, and the patient will owe the remainder. With this consistency, we can provide an approximate estimate of what a family may owe for this service. It is important to note that every insurance plan has unique details that affect the cost of therapy for each person. Below we aim to explain how costs can vary and provide a realistic example of what a family can expect to pay for occupational therapy in a given year.

What Does Occupational Therapy Cost?

Pediatric occupational therapy is a common developmental service that is widely practiced in Illinois. Most major insurance companies will approve coverage for a majority of the expenses. In our experience, we see that insurance companies generally cover 70-80% of the annual costs for occupational therapy. The remaining percentage is owed out of pocket by the patient.

Even though insurance often covers most of the costs, patients owe expenses in the form of deductibles, copays, or coinsurances. We refer to the total amount paid for any of these costs as “Out of Pocket Costs.” We define each type below.

 Types of Out of Pocket Costs

Cost Type Definition
Deductibles The amount one must pay on their own before insurance begins covering a portion of medical costs.
Copays A daily or per service fee that a minority of insurance plans charge when you come in for therapy (often $20-$50 if your plan has a copay).
Coinsurance After a plan’s deductible is met, insurance plans often cover 70-100% of the ongoing costs. The amount that they do not pay is the coinsurance amount. This is owed by the patient.

Costs Vary By Insurance Plan

Every insurance plan has different benefits details that affect cost. As a rule of thumb, if a plan has a higher deductible, copay amount, or coinsurance percentage the costs of therapy are higher. Different plans can have additional exclusions or policy differences that can affect the cost, too.

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Most plans have a cap on how much one would ever have to pay out of pocket in a given year. This is referred to as a plan’s “Out of Pocket Maximum” amount. After this maximum amount is met, there is usually no additional cost for therapy. Plans with lower out of pocket maximum amounts may end up costing the family less.

Westside’s list of insurance plans that cover occupational therapy can be found on our insurance page.

A Real Example of Occupational Therapy Costs

Because every insurance plan has different benefits, the most we can do to project average pediatric occupational therapy costs is look at a typical Illinois insurance plan. To do this, we analyzed our patients’ benefits to come up with a sample plan that uses the most common plan type and deductible, copay, and coinsurance amounts. These are below:

Example Cost Analysis

Under this typical insurance plan, and assuming therapy is once per week, we can project that the family on average will pay $30-$40 per week for occupational therapy for the year. The chart below shows how the weekly costs change over time. They are high for the first 2 months and low for the next 10 months of the year. $30-$40 is the averaged amount.

chart of weekly occupational therapy costs

At the start of the year, the plan’s deductible is not met. 100% of the weekly costs are owed by the patient until $1,200 in medical expenses is paid on the plan (i.e. the deductible). The cost during these first 2 months is usually $100 – $140 per week. The reason why there is a range is because each session has different activities performed, and each activity is charged a different amount by your insurance.

After month 2, $1,200 has been paid, and the plan’s deductible is met. Now, the insurance begins covering 85% of costs. This leaves 15% in expenses owed by the patient (i.e. coinsurance). The weekly amount becomes $18-$25 for the remaining 10 months of the year.

Accounting for the 2 months of higher costs and the 10 months of lower costs, the average cost for the year is $30-$40 per week. Payment plans can be set up to smooth out the high and low costs and keep the amount consistent every week.

Your Costs Can Differ from the Example

Most of our patients who inquire about children’s occupational therapy begin services having already paid other medical expenses elsewhere. In the example we reviewed, we assumed that the patient had $0 of their deductible met when they started. If a child already had medical expenses, the deductible would be met faster, and the average weekly cost would decrease.

Our example also assumed that patients attend 100% of their therapy sessions. In truth, attendance rates are more like 85%-95%. This lowers the costs for the year.

Lastly, if the plan had an out of pocket max amount that was met during the calendar year, the average weekly cost for the year would have decreased significantly.

On the contrary, if a plan has a higher deductible, copay, or coinsurance than in our example, the costs for a child’s occupational therapy needs may increase. The same would be true if a child receives therapy more than once per week or receives another service in addition to occupational therapy.

Find Out Your Plan’s Costs

Your costs for your child’s occupational therapy will differ somewhat from the example we went through. They will depend on your own insurance plan and your frequency of therapy. If you would like us to take a closer look at your situation, Westside can conduct a free cost analysis for you. Use the form below to learn more about your plan’s costs for occupational therapy.

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Extra Information About cost of occupational therapy per hour That You May Find Interested

If the information we provide above is not enough, you may find more below here.

Pediatric Occupational Therapy Costs

Pediatric Occupational Therapy Costs

  • Author: westsidechildrenstherapy.com

  • Rating: 3⭐ (553543 rating)

  • Highest Rate: 5⭐

  • Lowest Rate: 2⭐

  • Sumary: Westside Children’s Therapy explains pediatric occupational therapy costs, including a breakdown of the costs and insurance considerations.

  • Matching Result: The cost during these first 2 months is usually $100 – $140 per week. The reason why there is a range is because each session has different activities performed …

  • Intro: Pediatric Occupational Therapy Costs – Westside Children’s Therapy Occupational therapy is usually a 1-2 times per week service. Insurance companies will typically cover the majority of these weekly pediatric occupational therapy costs, and the patient will owe the remainder. With this consistency, we can provide an approximate estimate of what…
  • Source: https://westsidechildrenstherapy.com/pediatric-occupational-therapy-costs/

Hourly wage for Occupational Therapist - Salary.com

Hourly wage for Occupational Therapist – Salary.com

  • Author: salary.com

  • Rating: 3⭐ (553543 rating)

  • Highest Rate: 5⭐

  • Lowest Rate: 2⭐

  • Sumary: How much does an Occupational Therapist make an hour? Research hourly pay, annual salary, bonus, benefits, and total compensation.

  • Matching Result: The average hourly rate for Occupational Therapist ranges from $42 to $50 with the average hourly pay of $46. The total hourly cash compensation, which includes …

  • Intro: Hourly wage for Occupational Therapist | Salary.com Salary How much does an Occupational Therapist make hourly in the United States? The average hourly wage for an Occupational Therapist in the United States is $46 as of November 23, 2022, but the range typically falls between $42 and $50. Hourly rate…
  • Source: https://www.salary.com/research/salary/benchmark/occupational-therapist-hourly-wages

Occupational Therapists - Bureau of Labor Statistics

Occupational Therapists – Bureau of Labor Statistics

  • Author: bls.gov

  • Rating: 3⭐ (553543 rating)

  • Highest Rate: 5⭐

  • Lowest Rate: 2⭐

  • Sumary: Occupational Employment and Wage Statistics

  • Matching Result: Hourly Wage, $ 29.17, $ 36.40, $ 41.14, $ 48.31 ; Annual Wage (2), $ 60,680, $ 75,710, $ 85,570, $ 100,490 …

  • Intro: Occupational Therapists Occupational Employment and Wage Statistics Occupational Employment and Wages, May 2021 Assess, plan, and organize rehabilitative programs that help build or restore vocational, homemaking, and daily living skills, as well as general independence, to persons with disabilities or developmental delays. Use therapeutic techniques, adapt the individuals environment, teach…
  • Source: https://www.bls.gov/oes/current/oes291122.htm

Our Pricing | Little Hands Pediatric Therapy

Our Pricing | Little Hands Pediatric Therapy

  • Author: littlehandspediatrictherapy.com

  • Rating: 3⭐ (553543 rating)

  • Highest Rate: 5⭐

  • Lowest Rate: 2⭐

  • Sumary: Once you’ve reviewed our services, view pricing here for evaluations, therapy, consultations meetings, and education options.

  • Matching Result: Pricing. Evaluations. Speech, feeding, occupational therapy and physical therapy evaluations. $150 per hour for testing and written evaluation (billed …

  • Intro: Our Pricing | Little Hands Pediatric Therapy Evaluations Speech, feeding, occupational therapy and physical therapy evaluations $150 per hour for testing and written evaluation (billed separately)*** Therapy Speech, feeding, occupational and physical therapy $150 for 60 minutes* Consultations and Meetings Consultations, IEP meetings, in-person team meetings $150 per hour Teletherapy…
  • Source: https://littlehandspediatrictherapy.com/pricing/

Therapy Caps and Variation in Cost of Outpatient ... - NCBI

Therapy Caps and Variation in Cost of Outpatient … – NCBI

  • Author: ncbi.nlm.nih.gov

  • Rating: 3⭐ (553543 rating)

  • Highest Rate: 5⭐

  • Lowest Rate: 2⭐

  • Sumary: OBJECTIVE. This article describes the cost of occupational therapy by provider, insurance status, and geographic region and the number of visits allowed and out-of-pocket costs under proposed therapy caps.METHOD. This retrospective, population-based study …

  • Matching Result: by M Pergolotti · 2018 · Cited by 13 — In 2012, the average per-visit charges billed by an occupational therapist and submitted to Medicare for therapeutic exercise, manual therapy, …

  • Intro: Therapy Caps and Variation in Cost of Outpatient Occupational Therapy by Provider, Insurance Status, and Geographic Region Journal List Am J Occup Ther PMC5807401 Am J Occup Ther. 2018 Mar-Apr; 72(2): 7202205050p1–7202205050p9. AbstractOBJECTIVE. This article describes the cost of occupational therapy by provider, insurance status, and geographic region and the…
  • Source: https://www.ncbi.nlm.nih.gov/pmc/articles/PMC5807401/

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Frequently Asked Questions About cost of occupational therapy per hour

If you have questions that need to be answered about the topic cost of occupational therapy per hour, then this section may help you solve it.

Is occupational therapy financially worthwhile?

Helping people of all ages who would ordinarily find it difficult to perform basic daily tasks is what occupational therapists (OTs) do, and patients and their families greatly value this challenging and important work.

How long does an occupational therapy session usually last?

Sessions can range in length from 30 minutes to an hour depending on the needs of the patient; for example, speech therapy sessions typically last 30 minutes, while occupational therapy sessions typically last an hour.

Where do OTs earn the highest salaries?

Home healthcare OTs typically work for private agencies in their clients’ homes, and according to the BLS, they earn the highest salaries. The annual mean wage of home health care OTs was 02,640 in 2021. The second highest-paying OT position was in nursing care facilities.

What is the occupational therapist’s lowest pay?

Occupational therapists make an average base salary of $7,273, with base salaries ranging from $8,264 to $16,855.

Why is occupational therapy so underappreciated?

“Occupational therapy is less well-known because unlike physical and speech therapy our duties are not as clearly defined,” said Kathy Jurek, occupational therapist at Warm Springs Specialty Hospital in Luling.

What are occupational therapy’s drawbacks?

You might not get a job position right away – experience is key. Occupational Therapists are expensive and difficult to find. This profession can involve a lot of travel. You also need to take many courses to get to a good level of pay.

What does occupational therapy’s “8-Minute Rule” entail?

If more than one timed CPT code is billed during a calendar day, then the total treatment time determines the number of units billed, and 1 billable unit for a timed code must be at least 8 minutes, and it does not increase to a second billable unit until you have at least 8 minutes past the 15-minute mark.

The reason a patient would require occupational therapy

For adults, this may include activities like getting dressed, cooking, and driving; for children, this may include activities like learning or playing. Occupational therapy aids individuals with an injury, illness, or disability in learning or relearning to perform daily activities.

OT or PT, who earns more money?

The average salary for an occupational therapist is $3,200 per year, while the average salary for a physical therapist is $6,850 per year. Physical therapists focus on helping patients regain range of motion and lessen pain after an illness or injury.

Can an OT make six figures?

Yes, occupational therapists can earn six figures. Management of Companies and Enterprises (9,850) and Continuing Care Retirement Communities and Assisted Living Facilities for the Elderly (4,360) are the second and third highest paying industries, respectively.

Who earns more: occupational therapists or registered nurses?

Occupational therapists make $8,700 per year, while registered nurses make $5,970 annually, per the BLS.

Is OT a difficult degree?

Even though you will undoubtedly need to put in a lot of effort and it is not an easy degree, it can be very rewarding, especially if you have a heart for working with and helping people and bringing out the best in everyone.

What’s harder, OT or PT school?

Depending on whether you want to become an OT or PT, therapy school for PTs currently requires a doctorate, whereas OT requires a master’s.

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